Car Insurance

Why do you need Car Insurance?

Car Insurance is a legal requirement in Ireland. There are two common types. Third Party including Fire and Theft, and Fully Comprehensive Insurance. If you wish to drive in Ireland you need the minimum of a third party car insurance policy.

“If you are looking for cheap car insurance, comparing quotes from multiple car insurers online is the fastest way to get the best quote. You may be able to save substantial amounts by shopping around for your insurance policy.”

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The online car insurance quote comparison engine on this site will compare thirteen insurers and over forty policy types. You can easily and quickly compare comprehensive car insurance or third party & theft cover quotes right now.

Whether you are looking for a better price on your renewal, or are looking to take out a policy for the first time we are happy to help.

We can help you by:

• Simple Online Quote Compare System
• 24 Hour Breakdown Assistance
• Windscreen Cover
• No Claims Bonus Protection
• Easy Direct Debit Payment Options
• Friendly Staff Online Via Chat
• Quotes from 13 Insurance Companies
• Click, Call or Drop into a branch to get cover

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Top 5 Things You Should Know About Car Insurance

Car Insurance Policy

The minimum insurance you must have before you drive in Ireland is Third Party Only cover. Most people spend a little extra to add on Fire and Theft cover or Fully Comprehensive cover. Premiums vary hugely from Insurer to Insurer and we recommend that you go to an Insurance Broker comparison site that will give you quote from all of the major Insurers offering car insurance in Ireland.

Whether you’re a first-time driver or have years under your belt, there’s plenty to think about when it comes to motor insurance. Depending on your age and driving history, the kinds of premiums and policy variances you can expect could differ dramatically. Drivers under the age of 25 may encounter higher premiums than pensioners for example, as more car accidents happen to drivers in this age bracket on our roads than any other.

Below, you will find an extensive guide on car insurance covering all the key areas.

Car Insurance Quote

Get the lowest price for your car insurance by comparing quotes from a number of car insurance companies. This will give you a good sense of what a “fair price” should be. It will also highlight any potential cost saving you could get by switching policy. Remember always read the policy and don’t be afraid to ask your broker any questions.

Our staff of highly qualified, dedicated and friendly insurance professionals are here to help you find the best value car insurance on the market and support you in changing/renewing your policy or taking out a car insurance policy for the first time.

What’s Required for a Car Insurance Quote

It should not take long to get a car insurance quote. It is even faster if you have all the documentation on hand. See our checklist below for all you need to have ready in order to get a car insurance quote.

Checklist: What’s Required for a Car Insurance Quote

Car Insurance Renewal

You can save hundreds of euro by getting quotes from multiple insurers at the time of your renewal. You should get quotes from multiple companies and not just blindly renew your policy. In some cases, significant savings can be obtained by comparing quotes and taking out a policy with another insurer.

Shopping around is essential and today there are some fantastic deals you can avail of.

Full Guide: Car Insurance Renewal

Car Insurance - No Claims Bonus

A No Claims Bonus is a discount given to you from your insurer when you do not make any claims on your motor insurance policy in a particular year. As a result, you save money on your policy. This discount could increase to a considerable amount if you make no claims for five consecutive years. Some insurers allow up to nine years accumulated no claims bonus.

Full Guide: No Claims Bonus

Changing Car Insurers

You shouldn’t worry about changing insurers if you can get a better quote. Yes, the experience can be daunting, but this is where using an insurance broker can help.

It is our job to make this process as seamless as possible. Our customers can rest assured that we can handle all the work involved changing insurer and saving them money.

By law you are required to receive notice 15 working days, or 3 weeks, before your current car insurance policy is due for renewal.

Please contact us on 0818 224433 or fill out a quote form on our site. We will handle the entire process for you.

• The details of the car due for renewal including the registration number
• Any restrictions that apply to the policy – new and existing
• Any change to the policy
• The premium

Comprehensive Car Insurance

Fully comp. Car insurance quotes cover third party, fire, and theft and additional accidental damage. It is important that you read your policy to see what exactly is covered. We will help you understand what your policy covers. Please don’t hesitate to ask us any questions you may have.

Third Party Car Insurance

Third Party car insurance is the minimum required by law. However, it is common to add fire and theft to this policy type. In some cases, the differences between comprehensive and third party with fire and theft can be minimal.

Full Guide: Car Insurance Options

Open Driving - Car Insurance

A common question we have is on open driving. There are different types of open driving insurance options and it is important to know the difference between them. We cover this in greater detail in the blog post on open driving below.

Blog Post: Open Driving

Convicted Drivers Insurance

Convicted drivers must disclose their conviction. Normally, it is more expensive for a convicted driver to get car insurance. However, there are a number of insurers providing cover. Our blog post on car insurance with a criminal conviction covers convicted drivers insurance in greater detail.

Car Insurance FAQ

For detailed answers to the questions below please read our full car insurance FAQ.

Car Insurance Frequently Asked Questions

• What changes need to be advised to us?
• What do I do if I sell my car?
• What do I do if I am changing my car?
• What do I do if I have an accident?
• Can I suspend my car insurance policy if my vehicle is laid up?
• What is a Protected No Claims Bonus?
• What is my “Car Insurance Policy Excess”?
• Does the Policy Excess apply to Windscreens?
• How do I make a change to my policy?
• Can I drive somebody else’s car?
• Can I drive my car in another country?

Accidents & Breakdowns

There are few things in life more upsetting than finding yourself in a car accident. Whether the accident was caused by you, by another driver or by a pedestrian, the feeling is the same: “Why me?” Our advice to you is: Don’t panic. These days, almost everyone has a camera on their mobile – so use it. Keep your cool, so you don’t do anything that could invalidate your car insurance policy. We suggest you make a note of the information on our accidents and breakdowns page, and keep it handy for when you need it.

Breakdown Assistance - Car Insurance

Many policies include breakdown assistance. It is important that you read the details in your policy and ask your broker if you have any questions.

Some policies cover roadside assistance and if the car cannot be fixed there and then, it will be towed to the nearest repair location or a location that you choose.

Again, it is important to review what the breakdown assistance covers at it can vary from policy to policy.

Car Insurance Calculator

Thinking about buying a car? Find out how much you will need to pay to insure a new or used car by simply using our car insurance calculator. The figures are actual quotes so you will have an accurate understanding of car insurance prices for your new motor.

Car Insurance Calculator

Call Us

If getting quotes online is not for you then please call us on either 0818 224433 or 042 9359051. We have a team of dedicated insurance professionals who will gladly take you through a quote over the phone explaining to you the benefits of each policy versus another.

Or if you rather call into us in person, we're based at: