Which underwriter provides Quoteme.ie van insurance?
O’Callaghan Insurance Ltd trading as Quoteme.ie is an insurance broker - regulated by the Central Bank of Ireland. We seek and compare van quotes from up to 10 insurance providers. We compare their policies based on price, scope of cover and suitability for your needs.
I regularly tow a trailer – do I need any special van insurance for that?
The key here is that you need to make sure that your Driving Licence actually allows you to tow trailers. Subject to that, you will always have Third Party insurance cover in respect of damage or injury caused by the trailer. To cover the trailer itself for fire, theft or accidental damage, you will need to specify it on your policy and pay a small additional premium.
I have a provisional licence. Can I get van insurance?
The old provisional licence is now known as the learner permit. It may - in certain circumstances , be possible for a learner to become a named driver on a van policy held in the name of someone else e.g the son or daughter of a tradesman . But there are very specific rules that must be followed in relation to supervision while driving on the road etc. The reality is that it is extremely difficult - if not impossible - for a learner driver to get a van insurance policy in their own name.
My business is now in a company name. Will you insure it?
The short answer is yes. Most commercial van drivers are usually sole traders - typically the likes of tradesmen. So the policy is taken out in their name as the van is registered to them.
There are cases where a business has grown and has become a separate legal company. In these instances, the vans of the business are registered in the company name. The van insurance will also need to be in the name of the company. Quoteme.ie can quote customised commercial vehicle or fleet terms in such cases. So call us on 0818 22 44 33 and we’ll get it sorted.
Are there any vans that you do not insure?
Our van insurance is designed for those people using their van in connection with their occupation. In other words, it needs to be used commercially for business purposes. We don't provide commercial van insurance in respect of vans driven solely for personal uses i.e social, domestic and pleasure purposes.
What information do I need to get a Van Insurance Quote?
You have the option to request a quote on line by supplying key information.You can also talk to an adviser on 0818 22 44 33 who will complete the quotation process for you.
In both cases, you will need to supply:
- Information about yourself and all drivers e.g. Date of birth, where you operate from, Driver licence details etc.
- Information about the van e.g. registration, value and how old the van is.
- Information about your business e.g. what trade you are carrying on etc.
- Past Insurance and driving history e.g. No Claims Bonus applying and Claims history.