Compare Home Insurance Quotes from leading Insurers today

Home Insurance

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Compare Home Insurance From 12 of Irelands Insurers

We offer the house insurance cover options you want and deal with twelve of Ireland’s leading insurance providers. House Insurance cover starting from €208*.

*Price is based on a 52 year-old in Wexford. House built in 2001. €140,000 buildings cover, €25,000 contents cover claims-free for 3 years with a burglar alarm.

They say that “Home is where the heart is.” And it’s true. Your home is far more than just four walls and a roof. It’s a place of safety and comfort, and is also the place that houses your most precious possessions. Can you imagine how it might feel if the worst case scenario happened, and your home and belongings were destroyed beyond repair?

That’s why house insurance is one of the most urgent and important decisions you will need to make when you are a home owner or you rent your property. The trick is to make sure that you have the right level of buildings and/or contents cover. To help you choose the most appropriate cover, you will find our easy-to-use rebuilding cost evaluation guide when you are going through your online quote. We quote competitively for homeowners, landlords, tenants and holiday homes.

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House Insurance features include both building and contents insurance

House Insurance Features

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The simple way to find the right Home Insurance for you

It could not be easier to get a Insurance quote , and we promise to put you on cover as effortlessly as possible. Once you choose which online quote you want, you can request a callback and discuss the product with our qualified staff.

If you prefer to speak to someone instead of looking for a quote online, simply call us on 0818 224433 or request a callback. We will call you at a time that suits you, and over the phone we will walk you through the options, explaining to you the relative benefits of the different policies on offer.

Compare House Insurance prices before you choose which offer suits your needs

Naturally, you want to spend as little as possible researching House Insurance. But you also want to be sure that you have a made the right choice. This can involve a lot of research. To make life easier for you, and to make your search for inexpensive insurance in Ireland shorter and more effective, we recommend that you avail of the Quoteme.ie comparison website.

After you input all relevant information into the website, our unique search engine presents you with House Insurance premiums offered by different companies. Now you can compare the offers and make your choice.

Quoteme.ie also has a team of personable professionals ready to answer any questions you may have regarding your insurance package.You can call us on 0818 224433.

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Every little bit helps when looking for the best and cheapest insurance package:

One of the most significant factors that can affect the price of your insurance premium is how you maintain your house:

  • By fitting your home with more advanced heating, electrical, plumbing and security systems, you increase your chances of being offered cheaper premiums.
  • By ensuring you do everything you can to ensure that your home is safeguarded, such as installing smoke and burglar alarm systems, also increase your chances of securing cheaper premiums.
  • Insurers will also offer a discount for homeowners with a claims-free history. If you maintain a claims-free record for a specified number of years, you will be offered a no-claims discount each year when you renew your policy.
  • Don’t be shy about asking insurers for any additional discounts available, and making sure that you qualify for any other discount that is going.
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Some of the eventualities covered by Home Insurance

  • Fire, theft, water damage
  • Lightning strikes a power line leading into your house, causing a fire.
  • Subsidence of the ground on which your home stands.
  • Your hot water heater explodes.
  • Your hot water tank bursts in your hot press, damaging all of your bed linen and towels.
  • Your hot water tank leaks.
  • A tree falls through your roof during a storm.
  • Pipes burst due to frost damage.
  • Water damage caused by leaking central heating or appliances.
  • A storm blows down your TV aerial or satellite dish.
  • A child accidently sets a bed on fire and ruins the entire bed and soft furnishings.
  • Your Christmas tree bursts into flame, destroying your entire living room contents.
  • A burglar breaks in and steals your TV, ipod, laptop and ransacks your house.
  • Your oil tank leaks and pollutes part of your garden and foundations.

When you arrange your insurance with Quoteme.ie, you will no longer have to worry about the unpredictable. The financial problems created by random accidents and perils will not force you out of your home permanently. Most policies in Ireland cover you and your family if your home becomes inhabitable due to an insured event.

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What Does House Insurance Protect?

Each policy is different, but standard policies usually provide:

  • Damage to your house and any permanent structures on your property.
  • Damage to your personal property due to causes specified in your policy.
  • Limited cover for items like stolen jewellery, watches or missing stones from rings etc. Cover amounts vary depending on your policy, insurer and whether you have noted individual items under the all risks section.
  • House Insurance covers your house and contents (furniture, carpets, appliances, TV, ornaments, etc) as well as your personal effects (clothing, other articles likely to be worn or carried, sports equipment, bicycles, etc).
  • Protects the bricks and mortar of your home
  • Financial protection in the event of natural disasters such as fire, water damage, storm, earthquake, lightning and vandalism.
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Important Cover Extensions worth noting on your Home Insurance

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Home Insurance definitions

Buildings Insurance

The buildings of your house are noted on your house policy schedule. This includes the house itself plus your garage, detached or attached, garden shed and boundary wall or fences and gates. It is important to ensure that your sums insured are correct. We recommend the use of the rebuild guide that is maintained by the Society of Chartered Surveyors Ireland.

Home Insurance Calculator

We also have a rebuild calculator as part of our online quotation process. You will need to know the size of your house – either in square feet or square meters – before using the calculator.

Contents Insurance

In simple terms when you buy or sell your house , "buildings" are the brick and mortar, fixtures and fittings i.e the things you can't move - the things essentially, you can't take with you to your new home. It follows that everything that you can actually remove or take to your your new home is "contents" e.g furniture, curtins etc.

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Ensure You Compare Home Insurance

And that means comparing what various providers in Ireland are offering. In the event of unexpected theft or damage to your property, having insurance will offer you much needed financial assistance. It can be quite tricky trying to navigate your way alone among the different providers.

And that’s where QuoteMe.ie comes in – by allowing you to compare policy features, benefits and premiums offered by number of Insurance Companies operating in Ireland, all of them regulated by the Central Bank of Ireland.

Other Types of Home Insurance

HOME INSURANCE FOR LANDLORDS

Do you rent out a second home? Are you a property investor?

READ GUIDE

HOLIDAY HOME INSURANCE

Your holiday Home is a major investment and getting insurance cover for it is important.

READ GUIDE

INSURANCE GUIDE

Home Insurance Frequently Asked Questions (FAQ)

READ GUIDE

O'CALLAGHAN INSURANCES

Blackthorn Business Park

Coe's Road, Dundalk

Co. Louth, Ireland

A91C7KF

CONTACT US

042 9359051 info@quoteme.ie Notify a Claim

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O'Callaghan Insurances Ltd T/A O'Callaghan Insurances, Quoteme.ie and Quoteline, is regulated by the Central Bank of Ireland

O'Callaghan Insurances Ltd T/A O'Callaghan Insurances, Quoteme.ie and Quoteline, is regulated by the Central Bank of Ireland.