A quick look at Van Insurance Cover - who offers what...

Van insurance cover options

Your 'at a glance' checklist to Van Insurance provided by different companies

Allianz
Axa
Aviva
Liberty

Third Party Liability

Limit On Third Party Property Damage

€1.3m

€5m

€1.3m

€1.27m

Policy Excess that you pay on claims

€250

€250

€250

€275 if vehicle < 2 ton & €635 if > 2 ton

Fire and Theft

As part of a Third Party, Fire and Theft OR Comprehensive policy

Accidental Damage

Accidental Damage to Your own Vehicle when you hold a Comprehensive Van Insurance policy

Windscreen Cover

Note that you will need to avail of your specific insurance company's approved repairer
Policy Excess that you pay on windscreen claims

Nil

Nil

Nil

Nil

No Claims Bonus Protection

Optional

Optional

Optional

Optional

Nearly all companies allow you the option to fully protect your No Claims Discount (NCD) in the event of a claim or claims. Others offer a reduction or 'step back' on your NCD. This will incur an extra charge. Ask for details and advice.

Fire Brigade Charges

N/A

Optional

Optional

Included

Amount Payable

Nil

Max. €1270

Max. €1000

€2200

Replacement Locks

N/A

Optional

Included

Included

Amount Payable

Nil

Max. €750

€1000

€850

Driving Other Vehicles

N/A

N/A

N/A

N/A

This extension normally allows you to drive other people's vans- with their permission - for Third Party Risks only

Breakdown Assistance

N/A

Included

Included

N/A

Theft of Tools

N/A

N/A

N/A

N/A

Up to €500


Company list continued...

Zurich
Wrightway
Kennco
Patrona 4*

Third Party Liability

Limit On Third Party Property Damage

€1.25m + legal Expenses

€1.27m

€2m

€6.5m

Policy Excess that you pay on claims

€250

€250

up to €600

€250

Fire and Theft Cover

As part of a Third Party, Fire and Theft OR Comprehensive policy

Accidental Damage

Accidental Damage to Your own Vehicle when you hold a Comprehensive Van Insurance policy

Windscreen Cover

Note that you will need to avail of your specific insurance company's approved repairer.
Policy Excess that you pay on windscreen claims

Nil

€30

Nil

€25

No Claims Bonus Protection

Optional

Optional

Optional

Optional

Nearly all companies allow you the option to fully protect your No Claims Discount (NCD) in the event of a claim or claims. Others offer a reduction or 'step back' on your NCD. This will incur an extra charge. Ask for details and advice.

Fire Brigade Charges

Included

Included

Included

Included

Amount Payable

€385

€385

€385

€750

Replacement Locks

Included

Included

Included

Included

Amount Payable

€500

€500

€750

€500

Driving Other Vehicles

N/A

N/A

N/A

Included

This extension normally allows you to drive other people's vans- with their permission - for Third Party Risks only

Breakdown Assistance

N/A

N/A

Included

Included

Theft of Tools

N/A

N/A

N/A

Optional

Up to €500

* N/A : Not Available

* Included : Automatically provided as standard

* Optional : Usually available on request at an additional cost

This table sets out a comparison of typical van insurance features and benefits offered by a sample number of insurers - as of December 2021. The specific features available to you and applicable to your particular policy will depend on information that you will be asked for when requesting a quote. Please call us on 0818 22 44 33 if you need to clarify any aspects of your current van insurance cover

CALL ON 0818 224433 NOW!