If you are a landlord and rent your property then you should consider taking out rented property or Landlord insurance.
What is Landlord Insurance?
This type of policy is different to standard home insurance. It covers landlords for loss of rental income if the property becomes unfit to live in (the amount varies per policy) along with other coverage.
Additional Coverage – Protect Your Investment
The right policy will also cover the landlord if alternative accommodation is required.
Coverage type and the amount covered varies policy to policy. We are happy to help you find the policy that meets your needs.
Multiple Properties – Landlord Insurance
If you have only one property or if you are a landlord who owns multiple properties we can help you save on your landlord insurance. Give us a call on 0818 224433 / 042 9359051
Types of Coverage for Landlord Insurance
Many Landlords opt for buildings only insurance. However, you may want to also include contents insurance if there are substantial furnishings and appliances that you own in the rented property.
Many policies include the following as standard, be sure to read what additional coverage your policy includes:
1. Loss of rent and the cost of alternative accommodation if nobody can life in the home due to damage caused by insured perils such as storm, fire, smoke damage etc.
2. Fire brigade charges up to a specified amount.
3. Replacing locks, including keys, to any outside door of the home if the keys have been stolen.
For landlord insurance with building insurance and optional content insurance, simply fill out our landlord insurance quote form or give us a call on 0818 224433 / 042 9359051
Get a Landlord Insurance Quote Now.
Momentum continues to build around the ways drones could change insurance fraud. Drones have been particularly effective in fighting workers compensation and disability fraud. The New York Post reported last year that a private investigator accessed private rural property to capture images of a man suspected of insurance fraud. Though the suspect claimed he was fully disabled, the drone took photos of him allegedly engaged in heavy physical activity.
Drones can help cut losses due to workers compensation fraud by providing quicker, cheaper and safer surveillance and documentation. Drones can also be an efficient tool for collecting a wealth of information about a property. This means insurers can better document the condition of a risk before issuing a policy. Drones provide great views of roofs, siding, windows, gutters and other components with a higher resolution than satellites or manned aircraft.
Drone data captured during or after a fire can be analysed to investigate why a fire spread the way it did. Was it wind and ventilation, was it fuel, or was it a fraudster armed with gasoline?
The biggest challenge to the use of drones in combatting insurance scams is legislation. In many countries, there are restrictions on the circumstances can be deployed.
We deeply regret the closing of Setanta Insurance and the impact that this is having on those customers of ours insured with the company. We are also very sorry for the people who are employed by Setanta and whose job future is now uncertain, a sad time for them.
If you are one of our existing Setanta Insurance customers we are arranging cover with an alternate insurer on your behalf. We are ringing every customer who has provided us with a phone number – we need to speak to those who have yet to make contact with us to explain the cover options available.
Please phone us on 0818 22 44 33 to speak to us about your insurance, the sooner we place your business elsewhere and cancel your Setanta policy the sooner we can request a refund from Setanta for you. It is uncertain the level of refund that Setanta will be able to pay; our sense is the sooner we cancel, the larger the amount that may be retrievable for you, but we cannot confirm at this time what refunds will be paid until we get further updates from Setanta.
For a quote on bicycle insurance please give us a call. Our advisors will be delighted to provide you with a quote.
0818 224433 or 042 9359051