Car Insurance Ireland: What You Need
Caeva O'Callaghan | October 23rd, 2017
Car Insurance in Ireland has increased substantially over the last number of years. However, this year. we are seeing quotes from many insurance brokers stabilise and in some cases come down. Car insurance Ireland is a topic that is sure to be discussed at length in the mainstream media.
In general, when getting a new policy for your car in Ireland, or when renewing your policy, make sure you shop around for the best price.
Get a Car Insurance Quote
Getting a car insurance quote in Ireland is easy. It should not take more than three minutes.
Here are a few key things you should have at the ready when you are getting a car insurance quote.
What do you need for a Car Insurance Quote in Ireland?
- Your registration number.
- The date of birth for all people you intend putting on the policy.
- The dates they have passed their test
- The penalty points (if any) on the licences of those who will be on the policy
Please see full checklist below:
Car Insurance Ireland – Keep your insurer up to date
It is essential that you inform your car insurer of any relevant changes that have occurred since you took out your policy.
You must inform your insurer if you change your car, If you or another named driver pick up any penalty points or convictions, any changes to your occupation. If you change address or any changes to your health.
You also must inform your insurer If you modify or alter your car. This includes adding body parts.
Car Insurance Ireland – Selling Your Car
If you are selling your car in Ireland simply return your insurance disk to your broker. Some insurance companies will refund you for the remaining duration of your policy. Other companies will not give refunds on a cancelled car insurance policy in the first year of insurance. If you are unsure what refunds you can get, contact your broker.
Changing Your Car
You need to make sure that your insurance policy covers your new car. The easiest way to do this is to send your insurance disk back to your broker and advise them on the details of your new car. You also need to inform them when the transfer of cover is due to take place.
Driving in other countries
An Irish car insurance policy covers you for driving in Europe for 31 days.
Moving to a different Car Insurance Policy in Ireland
Car insurance renewal in Ireland is easy. You can easily move to a cheaper policy instead of renewing with your current provider.
At the very least, you should get a quote from a number of insurance providers before renewing. If you are concerned about the hassle of moving policy, you shouldn’t be. Contact an approved insurance broker that is regulated by the central bank of Ireland. They will help you take out a new insurance policy.
Many policies offer breakdown assistance. It is always a good idea to read the terms and conditions carefully and ask your broker about the details.
Car Insurance Quote
If you are looking for a car insurance quote in Ireland then simply use our car insurance quote engine. You will be able to compare quotes from multiple insurers. You can also just give us a call on 0818 224433 or 042 9359051. We would be delighted to take you through the entire process.