Young Driver Policy Benefits

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Read our guide on what's covered on a young drivers car insurance policy

Your Check List of Cover Provided Under a Typical Young Driver Insurance Policy

The Cover Feature

Third Party Liability

Damage to other people's property or other people's bodily injuries

Fire and Theft

Covers your car in the event of it going on fire or being stolen

Accidental Damage

Covers your car against accidental damage - no matter who is at fault

Foreign Use

Minimum of 31 days in Europe

Accident Recovery

Picks up you, your passengers and your car following an accident

New Car Replacement

If your car is written off and is less than 12 months old

Hire Car for theft

Provides a car if your own car is stolen and not recovered within 24 hours

Medical Expenses

For you, the insured and your passengers from €150 per person per accident

Courtesy Car

When your car is being repaired, following an accident ,If you use an approved repairer

Windscreen Damage


Repairs or replaces your windscreen without affecting your No Claims Bonus

Driving Other Cars Extension


TPO cover to drive another car with the owner's permission

No Claims Bonus Protection


Lots of options from full bonus protection to step back protection

Open Driving




Allowing other drivers aged between 25 and 70 to drive your car

Replacement Keys & Alarms

If your keys are stolen

Adjustable Policy Excess

The amount you pay in the event of a Claim . Avail of a reduction in premium for increasing your policy excess

Personal Belongings


Covers part of the cost of personal belongings stolen with your car

Fire Brigade Charges

Up to a specific limit to put out a fire in your car e.g €2000

* TPO : Third Party Only

* TP,F&T : Third Party Fire and Theft

* Comp : Comprehensive

The cover benefits, terms and conditions applying to each policy holder will depend on the specific insurer providing your policy and the premium you pay. Please always check and confirm these details with your broker.