Temporary Car Insurance – How To Get Cover in Ireland
Caeva O'Callaghan | December 12th, 2019
What is Temporary Car Insurance?
Temporary car insurance provides car insurance cover from one hour to twenty-eight days. It is ideal if you need to drive a car, van or another vehicle for a specific period of time.
What You Need to Know About Temporary Car Insurance.
Like any car insurance policy, you need to read it and be aware of what exactly the policy covers. Also, you must consider any excess on the policy.
It is important that you stay within any mileage limits. If you exceed the mileage terms on your policy you won’t be insured. Obviously, this will lead to problems if you have an accident.
Another common issue is not keeping a note of the exact time your policy ends. It is crucial that you know when your policy finishes to the minute.
You have no coverage after this time. If you drive one second after this time, you are driving uninsured and therefore breaking the law.
It is more difficult for young drivers than older drivers to get temporary car insurance.
Yes, we know that young drivers get the brunt of it. This can be difficult. If there is an option for an older driver to take out the policy and drive the car then this should be considered.
However, it is often unavoidable that the young driver needs to get cover. In this case, call us and we will try to find you a good quote.
Duration of Car Insurance Cover
You must be aware when your policy ends. You will not be insured after that cut off point.
We touched on this earlier. This is so important. Make sure you don’t make a mistake here.
Comprehensive cover is rare
Third-party fire and theft is by far the most common policy type available. It is difficult to get comprehensive car insurance on this type of policy.
Limit on Miles
A mileage limit is often set. You cannot go over this limit. If you will be driving the car a lot make sure you submit a fair assessment of the miles you will be doing.
We can help. Talk to us and we will find a policy that meets your mileage requirements.
Is short term car insurance available in Ireland?
Yes, but in a lot of cases, it can be difficult to get cover. Call us today and we will see if we can help you get the car insurance cover you require.
Call us now on and talk to one of our Car Insurance experts on 0818 224433. We look forward to hearing from you.