storm-damage-home-insurance

8 Tips to help prevent your home from Storm Damage

This week Ireland experienced one of the worst storms to hit its shores in years when ‘Darwin’ swept its way across the country.

Hundreds of trees were toppled over, tiles were ripped off buildings and more than a few families will be missing clothes from the washing line.

8 tips for Preventing Your Home from Storm Damage

  1. Ensure all satellite dishes and aerials are firmly secured in place.
  2. Check there are no loose roof slates or coverings on any sheds or
  3. Outbuildings.
  4. Ensure chimneys are not damaged to avoid them deteriorating or collapsing during severe weather conditions.
  5. Store away all garden furniture and objects.
  6. Park cars away from trees and telephone poles, storing them in a garage if possible.
  7. Check both the interior and exterior of the house for leaks in the ceiling, walls and roof.
  8. Ensure your gutters are clean, enabling rainwater to flow freely.

As Met Eireann issued a red alert, people were in awe at how quickly Darwin picked up momentum, spiralling from a light shower to winds of 160kph in a matter of hours.

These recent conditions show just how unpredictable the countries weather can be, highlighting how important it is to expect the unexpected when it comes to Ireland’s weather.

This week Quoteme.ie compiled a list of precautionary measures to help people prepare for the countries next bout of stormy weather:

Be Aware

Met Eireann, the national weather forecaster, provides national weather warnings in advance of severe weather conditions.

By scouring their online site, people can see what kind of weather is predicted days in advance, giving them more time to prepare for harsh weather conditions.

Met Eireann have three statuses they issue when severe weather is predicted, yellow; which means be aware, orange; which means be prepared and red; which means take action.

Clear out your garden

Items like hanging baskets, potted plants, loose branches and outdoor furniture will stand no chance during a vicious storm.

These previously harmless objects can be easily transformed into dangerous flying devices during strong winds and stormy weather.

By storing these objects in a garden shed or basement, you will significantly decrease the damage done to your home and surrounding property.

Anybody with a trampoline in their garden should also be extremely cautious during stormy weather.

In order to avoid your trampoline bouncing away, it should be either secured firmly to the ground or taken down completely and stored away until the stormy weather has passed.

Clean out your gutters

Gutters can easily become clogged with falling debris from surrounding trees. When this happens water is unable to flow smoothly through the pipes resulting in it pooling and rising.

During heavy rainfall there is then nowhere for the water to go but up, resulting in gutters either overflowing or collapsing completely under the sheer weight of the rainwater.

By cleaning out your gutters regularly, both water and structural damage can be avoided, which will not only save money but also help prevent against any possible injuries.

Check your roof

During severe weather conditions, the roof of the house can take a severe beating from the wind and rain.

When it comes to protecting your roof against such harsh weather conditions, the best plan of action begins with maintenance.

By checking for cracks in slates and loose tiles every couple of weeks, the likelihood of them being blown off during hazardous weather is significantly decreased.

Loose slates can be extremely dangerous and for that reason should be taken very seriously in order to avoid both structural damage and human injury.

Ensuring there are no leaks in your roof is also an imperative part of the maintenance.

A leak in your roof signifies that it has sustained some damage.

And although the damage may not be noticeable or substantial at first, it can worsen during bouts of extreme weather.

Ultimately, fixing roof damage when it’s still minor is extremely important.

A few damaged tiles can usually be fixed fairly easily, costing you far less to replace them than needing to replace the entire roof down the road.

By following a few precautionary measures, the risk of damage to your home and garden during severe weather conditions will be instantly decreased, saving you money in the long run. Preventing claims on your policy will mean a cheaper home insurance quote next year.