Green Card – Car Insurance and Brexit

As Brexit negotiations continue, one of the major issues that will affect people in the Republic of Ireland, in the event of a “no deal” Brexit, is the requirement to carry a Green Card to prove insurance cover. This impacts any driving of your car in the UK and north of the border.

Therefore, if you are driving in Northern Ireland you should plan ahead in case of a no deal Brexit.

As a result, we have answered some common questions on Green cards in case there is a “no deal” Brexit.

What are Green Cards?

Why are Green Cards important?

What if a no deal Brexit doesn’t occur?

What will happen if I drive in Northern Ireland without a Green Card?

What is the purpose of the Green Card?

Do I need to get a separate Green Card of each person on the policy?

What are Green Cards?

A Green Card is proof of insurance coverage.  The document is internationally recognised.  As the name suggests, the card is printed on Green paper.

In a nutshell, a Green Card provides proof of the minimum compulsory motor insurance cover required by the country that you are visiting (outside of the Republic of Ireland)

Why are Green Cards important?

In the event of a no deal Brexit, Quoteme.ie customers will need to carry a Green Card while driving in the UK. This includes Northern Ireland.

As we have many customers located in border areas who cross into Northern Ireland every day this is something you must be aware of.

What if a no deal Brexit doesn’t occur?

If a “no deal” Brexit does not occur, then green cards will not be required, depending on the terms of the agreement reached. As a result, you may wish to hold back applying for one if you do not plan on driving in Northen Ireland or mainland UK.

What will happen if I drive in Nothern Ireland without a Green Card?

If the is a “no deal” Brexit then driving in Nothern Ireland without a green card would be an office. Your vehicle could be seized and you could be prosecuted.

As a result, you must make sure you carry a Green Card if you are driving in the UK after a “no deal” Brexit.

What is the purpose of the Green Card?

In the case of a “no deal” Brexit, a Green Card confirms to the UK and Northern Ireland authorities that the minimum required level of insurance is in place.

Therefore, you should keep it with your car.  When you drive in the North or the UK. Ideally, having it easily accessible in the glove/map compartment).

Do I need to get a separate Green Card of each person on the policy?

No, the Green Card covers everyone on the policy. Note that the Green Card relates only to a specific car on your particular policy.

What you need to do

In conclusion, we recommend that you apply for a Green Card if there is a “no deal” Brexit. You can do this by emailing your request to info@quoteme.ie. Make sure to include your name, address and policy number. And of course,  if you have any questions about your policy please call us 042 9359051.

All in all, if there is a “no deal” Brexit you can drive in Northern Ireland, but only  if you have a Green Card.