Switching Saturday Section of Irish Independent Features Customer Who Saved €485

A customer who saved €485 on her car insurance quote with us was recently featured in the Switching Saturday section of the Irish Independent.

The lady in question saved just over 50% on her policy by switching with us.

This is a great example of how shopping around when renewing your policy can save you significant amounts.

We constantly see cases like this when people who have been quoted high premiums by their existing insurance company get a quote with us.

It is commonplace to see similar savings.

The lesson to take is not to accept the first quote from your insurance provider. Get quotes from multiple companies.

As seen in the Irish Independent piece, we can get quotes from a number of insurance companies for you.  This can help you save on your premium.

The full article can be read here:

https://www.independent.ie/business/personal-finance/switching-saturday/super-switcher-shop-around-for-motor-insurance-37702652.html

Motor Insurance – Compare Quotes for the Cheapest Price

The central bank published a report on consumers attitude to Motor Insurance. The report is titled “Motor Insurance – Consumer Research on Attitudes and Behaviours – November 2018.”

The report contains significant insights into the Motor Insurance sector in Ireland from a customers point of view.

Motor Insurance Ireland – Shopping Around and getting the Best Price

Price is a major factor in deciding which motor insurance policy to take out.

Seventy-nine per cent said that price was the most important factor in deciding their last purchase of motor insurance.

However, fifty-eight per cent of those involved in the study did not change insurers.

It is advisable to shop around to get the best quote. Get quotes from multiple providers. In a lot of cases, there is a large swing from the lowest cost to the highest cost policies.

Therefore, you should set a reminder before your policy is due for renewal in order to make sure you avail of any possible savings by switching to another insurer.

As an insurance broker we check thirteen insurance providers for our clients and pick the best one for them at renewal time. As a result, you can save time checking prices.

motor insurance car

Customer Satisfaction for Insurers who Provide Motor Insurance

Ninety per cent of those surveyed said that they were either “satisfied” or “very satisfied” with the service they received.

Therefore, the insurance sector should take pride in this statistic.

Motor Insurance Full Report

The full report is available to download from the Irish central bank’s website.

Get a Quote Today

Kennco Insurance – Get The Best Price on Your Policy

We have worked with Kennco Insurance (Kennco Underwriting Limited) for the last number of years. Many of our customers have taken out a Kennco policy for either car, home or commercial insurance.

In some cases, Kennco offered the cheapest price for customers given their profile. The feedback from our customers has been overwhelming good. As a result, they are one of the best insurers we work with.

Background: Kennco Insurance

 

Kennco Underwriting Limited was formed in Ireland in 2008. Over the years they have impressed us with their professionalism and responsiveness.

Like Quoteme.ie, Kennco is a 100% Irish company.

They employ a staff of around 50 people who we found very knowledgeable and capable of dealing with any customer queries we have from time to time.

Kennco Insurance Review

We have experience with Kennco’s Car Insurance, Home Insurance and Commercial Insurance products. As a result, we are well positioned to observe the policy types and business practices used by Kennco.

Kennco Insurance is regulated by the Central Bank of Ireland.

We recommend a Kennco policy if it fits your particular needs and is the best price for the level of cover you required.

Operationally from a broker’s perspective, we find Kennco to be top class at fulfilling our customers’ needs.

Rating 5/5

How to Get The Best Quote From Kennco Insurance

As with getting the best price for your policy with all other insurers they key is to find out the level of cover you require.

In some cases across home, car and commercial you will find that Kennco can offer you the best price for the cover you need. Therefore, get a quote and compare it with quotes from other providers.

It only takes three minutes. You can check if Kennco can give you the cheapest price use our quote engine.

Compare Car Insurance Quotes – Quote Engine

Conclusion – Kennco Insurance

First of all, if the price is the best for the cover that you require, then we would recommend taking out your policy with Kennco.

However, in order to be sure, make sure you look at quotes from other reputable providers.

In conclusion, Kennco is an established Irish insurance brand who we have seen deliver first class service. Consider a Kennco policy for car, home or commercial insurance.

 

 

Learner/Provisional Driver Insurance – Top Tips to Get The Best Price

Learner drivers face a challenge getting insured. Many insurance companies quote extremely high prices for learner policies. In many cases, the learner driver simply cannot afford the premium.

We all know that in general there many factors which put upward pressure on Irish insurance costs. These include higher injury awards than the rest of Europe.

In this landscape, it can be difficult for a learner driver to get a policy that doesn’t take a serious toll on their bank balance.

How Can a Learner Driver Get Cheaper Car Insurance

Here are several tips that could help you save on your insurance premium if you are a learner driver.

Pick a Small Engined and Relatively New Car.

We would recommend that you pick a small engined car that is less than ten years old for your first vehicle.

Yes, we know that it is not the most sporty or glamourous option but in reality, you will save on your insurance premium when compared to a 2-litre car.

Get Multiple Quotes

As with anything, when you shop around you tend to find the best price eventually.

As a result, you should get quotes from multiple insurers. As an insurance broker Quoteme.ie does this for you and will get quotes from thirteen different insurers.

Third Party, Fire and Theft or Comprehensive

It is easy to say to just go for Third Party with Fire and Theft. However, in some cases, the difference between the two types of policy may not be that large. Therefore, consider the additional value versus the cost of going with a comprehensive policy.

Get quotes for both and make your decision when you see the prices.

Become a named driver on a fully licenced driver’s vehicle.

This is an option if you need to get more experience and have somebody willing to put you on their car policy.

All the better if this person will be your accompanied driver when you are getting additional experience away from your lessons.

They will already be able to take over driving if needed because they will be insured on their own car.

Add a driver with experience such as your accompanying driver as a named driver to your policy.

This may reduce your premium. Adding the driver that will be accompanying you as you get extra on-road experience may be a worthwhile option.

Resale value and modifications

Make sure you know the resale value of your car to avoid over-insuring. Another important point to keeping your insurance down is to avoid buying a car with unnecessary body modifications or engine tuning. These are likely to increase the amount you will pay for insurance.

Provisional Licence Holders Insurance

All in all, although the insurance premium for provisional licence holders is higher than those with a full licence, savings can still be made by following the tips above.

Public Liability Insurance – Get a Cheap Quote

Public Liability Insurance is important for most businesses. It covers the business if a member of the public is injured or has their property damaged and the business is deemed liable.

Therefore, if you are a business owner you should strongly consider Public Liability Insurance if you don’t already have it.

As you can see, most prudent business owners take out public liability insurance to cover themselves as in some cases, liability can be quite significant.

Level of Public Liability Insurance Cover Required

The level of cover needed varies according to your business requirements. Different industry sectors and/or trades may require different levels of cover.

However, generally Irish public liability policies typically start at €1.3 million.

As a result, it is a good idea to discuss your needs with a qualified broker who can advise on the best policy for you.

Who needs Public Liability Insurance

  • SMEs
  • Tradespeople – electricians, painters, roofers, carpenters, tilers etc.
  • Retail – Shops, Pharmacies etc.
  • Businesses of all sizes.

Public Liability Insurance for Retail

We can cover your shop, be it drapery/fashion or good/groceries.

We compare multiple providers to get the best quote for your business. Prices do vary,  so let us check for the lowest price across our insurance partners to find the best price for the level of cover you require.

As a result, feel free to contact us by either entering your details on our online form or simply giving us a call on –042 9359051

Tradesperson Insurance

If you’re an electrician, plumber, builder or carpenter you can get a cheap quote for your public liability cover.

You can compare multiple providers with us. As a result, significant savings can be made.

Public liability cover is important for your business and getting a cheap quote (when compared to other providers) will reduce your business outgoings.

We provide cheap quotes for public liability insurance. Therefore, get a business insurance quote today and see how much you could save.

Commercial Van Insurance – Same Trend as Celtic Tiger

In August this year, the Ulster Bank Purchasing Managers Index showed 59 straight months of an increase in construction activity and a significant surge in July. This means that more and more tradespeople are at work, and consequently, on the road. The demand for commercial van insurance has followed suit.

More Vans on the Road

Just look at the M50, M1 or M6 any day of the week and you will see many more vans on the road.

Have you recently tried to get a plumber or electrician in the last while? Most of them are booked up for two months solid.

With this surge in construction activity, we have also seen an increase in Van Insurance Quotes.

We are seeing this expansion in three areas:
1) Fleet Insurance from companies putting more vehicles on the road.
2) Tradespeople who left their trade for a number of years returning as a result of a surge in demand.
3) Tradespeople who left the country during the recession now coming back and starting up their business again.

Commercial Van Insurance – 2006 All Over Again

As O’Callaghan insurance, we were front and centre during the Celtic tiger.

The trends we see today for Van Insurance quotes are almost identical to what we experienced during the Celtic Tiger.

Van Insurance Tips

When looking to get the best cover at the best price for Van Insurance you should talk to an insurance advisor.

You should ask your broker to find a tailor-made plan just for you.

Get an insurance broker to tailor a van insurance quote for you

You can save on your monthly business outgoing with the right policy.

However, it is important that how to have the right level of cover. Getting this right is the key to making significant savings on your commercial van insurance policy while keeping the cover that you need.

We have many years of experience helping electricians, plumbers and builders get the right cover at the best price.

Although times may be picking up for the trades, managing expenses is still important.

Talk to us today to see if you can make savings on your van insurance.

 

Aviva Car Insurance – How Does It Compare with Other Insurers

Aviva Car Insurance – As one of Ireland’s leading online insurance brokers, we have a great relationship with Aviva. Many of our customers opt for Aviva policies.

In certain circumstances, Aviva car insurance offers the best value to many customers.

Find out if Aviva quotes you the best price by using our car insurance quote comparison tool.

Aviva is a global brand providing insurance, savings and investment products to around 33 million people around the world.

Aviva employs over 1,200 people in across their Irish operations in Dublin, Galway and Cork.

The company is known in Ireland for innovative schemes to help learner drivers.

Aviva Ignition and Driving School

Learner Permit holders and those who hold a Full EU Driving Licence for less than 3 years must take part in the Ignition Programme with Aviva.

They also offer driver training for learning drivers with the Aviva Driving School.

Aviva Car Insurance Review

Aviva is one of the major players in the car insurance market in Ireland. They actively assist young learner drivers which is a major plus.

They have a number of innovations which help reduce car insurance premiums.

All in all, if you can get the cheapest quote for your circumstances with Aviva then you should strongly consider taking out a quote with them.

Rating: 5/5

Conclusion

In conclusion, with over 300 of providing insurance and an international footprint. Aviva has been a welcome contributor to the Irish car insurance landscape.

 

 

Multi-Trip Travel Insurance – Get the Cheapest Price Today

Multi-trip travel insurance is becoming more and more popular with Irish people, as they take more holidays abroad from family sun holidays to city breaks.

Travel insurance should be considered strongly by anyone holidaying abroad. Annual multi-trip insurance allows you to buy travel insurance for multiple trips over a year.

Get a Quote Now

Why Get Multi-Trip Travel Insurance?

If you take multiple holidays per year, then it makes sense to get a multi-trip travel insurance policy.

You will save money when compared to taking out separate, policies for each trip.

This covers you for all the trips you make in the space of a year as long as each trip is under a certain number of days. You can insure yourself, your partner or your family.

As a result, you should consider taking out a policy when you are planning your trip.

Types of Multi-trip Policies

When selecting a multi-trip policy make sure you have cover for the jurisdiction and activities you plan on doing.

For instance, if you are going to the United States make sure you have an annual multi-trip insurance policy that covers the US.

Typically insurance companies offer two coverage types:

  1. Within the EU
  2. Worldwide

Additional travel Insurance Cover for  Certain Activities

If you are skiing, be sure to have winter sports coverage etc.

This is usually an add-on to your basic policy. Therefore, it is important to be aware of this.

Travel Insurance

Travel insurance gives you peace of mind when travelling abroad. We have all heard stories of friends who lose their baggage or get injured from an accident when abroad.

As a result, taking out a travel insurance policy covers you from such incidents and helps prevent your holiday from becoming a nightmare.

Travel Insurance FAQs

For more information on Travel Insurance check out our Travel Insurance overview.

Insurance Ireland provides answers to many frequently asked questions.

In conclusion, multi-trip travel insurance is a great option for people to take multiple trips over a twelve month period.

House Insurance Ireland – Get a Cheap House Insurance Quote

How to Get House Insurance

The first thing you need to do with regard to house insurance is to work out the amount of coverage you require. As a result, you can avoid cover that is above your requirements or, on the contrary, make sure that all your belongings are covered.

Get a House Insurance Quote here.

Policy Excess – House Insurance

Your policy excess is an important component in how insurance companies calculate your premium. Therefore, if you are unsure get some advice.

Get advice from an insurance broker.

Talk to us about the options available by calling us on  042 9359051.

House Insurance – Cover Options

Buildings and Contents Cover

As the name suggests, this is cover for both your buildings typically covering the main building as well as domestic outbuildings, patios etc. and the contents of your home and domestic outbuildings like personal belongings, valuables and household goods.

As a result, this is the most popular type of house insurance.

Contents Cover

Contents cover only covers the contents of your house and domestic outbuildings and not the actual buildings.

For instance, this type of cover is popular with renters.

Buildings Cover

Buildings cover only covers the domestic buildings of your property and not the contents of such buildings.

As a result, you must also take out contents cover for the contents of your domestic buildings.

House Insurance – Items and buildings that are usually not covered.

You may not be covered in certain circumstances. Therefore, if you have questions about what is and isn’t covered give us a call.

Contents Cover – Items that Typically are Not Covered

There are items that are not covered by content policies. For instance, the following are typically excluded from contents cover:

  • Non-domestic buildings like sheds
  • Fences
  • Gardening equipment
  • High-value items valued above a set threshold (these require their own cover)

Circumstances that are Not Typically Covered by Buildings Insurance

Building insurance policies have exemptions that are not covered.  For example, below is a list of some of the exclusions from Buildings cover.

  • War and Terrorism
  • Damage from an attempted break-in
  • Civil unrest

As a result, you must be aware of the circumstance that your policy does not cover you.

In conclusion, if you are not sure about any points relating to home insurance, then just ask your broker. Call us on 042 9359051.

Our qualified team of advisors are happy to help.

Furthermore, you can get an instant house insurance quote online by filling out this online form.

 

Renters Insurance – Get Cheap Insurance When You Rent an Apartment/House

What is Renters Insurance?

Renters insurance is contents only cover for people who rent and who do not require buildings insurance. Therefore, it covers contents such as jewellery, clothes, furniture, electronics and cash.

Renters Insurance Quote

Get a quote for tenant/renters insurance online or by phone.

It only takes about 4 minutes to get a quote online.

Get a Quote Here

or call us: 042 9359051

Renters Insurance in Ireland

In Ireland, more and more people are renting for longer periods of time. Because of this, as people accumulate more valuables it is important to think about covering the contents of rented accommodation against theft, loss or damage.

How to Calculate the Value of Items you wish to insure?

  1. Look back at receipts
  2. Determine the cost of similar items in the same condition online
  3. If you have valuable items use your phone, to take a picture and keep any professional valuations of these items (also take a photo) in a safe place.
  4. If you have anything worth a substantial amount it may be worthwhile considering separate cover.

Does My Landlord’s Insurance Cover Me?

Most likely your Landlord has only taken out building insurance which covers damage to the building itself.

As a result, your property or your liability with respect to personal injury is probably not covered by your Landlord’s policy.

Therefore, renters insurance will give you the cover you require.

Talk to one of our advisors today on 042 9359051.

We are delighted to answer any questions you have.