Insurance for car rental – what is car hire excess cover?

Excess cover is essentially an additional insurance policy which can protect you from the excess costs you would otherwise have to pay, should your rental car get damaged or stolen. Car hire excess is the amount you have to pay towards repair costs if your rental car suffers any damage. The excess amount varies among … Continue reading Insurance for car rental – what is car hire excess cover?

Is it worth insuring a bicycle?

Ireland is recapturing its cycling heritage, with more and more of us getting on our bikes. In Ireland, 3% of all trips made are by bike. That’s a lot less than Holland’s 30%, but we are going in the right direction. Ireland has more miles of road per square mile than any other country in … Continue reading Is it worth insuring a bicycle?

The dangers of car selfies

The dangers of texting while driving are well established. Texting drivers are 23 times more likely to be in an accident. At last, the message seems to be getting through that the risks of text-driving are significant and completely unnecessary. There are several things that can be done to stop this dangerous habit. Studies show … Continue reading The dangers of car selfies

What travel risks are NOT covered by travel insurance?

Every travel insurance policy contains specified limits, excesses and exclusions. When you buy travel insurance, always check the level of cover being offered. All policies have what are known as “general exclusions,” which apply to all sections of a policy. For example, you may not be covered if before you travelled, you received treatment for … Continue reading What travel risks are NOT covered by travel insurance?

Why travel insurance is an essential…

With more and more people taking flights, cruises and train trips, it makes sense to buy travel insurance to protect you from a range of risks associated with travel. Travel insurance usually provides cover for six broad categories of risk: medical expenses, personal liability, personal accident, cancellation and curtailment, delayed and missed departures, and money … Continue reading Why travel insurance is an essential…

Of engagement rings and jewellery boxes

70% of all personal property claims involve jewellery or other high-value items. It seems that for some reason engagement rings, followed by watches, are the most common items of jewellery for which claims are made in Ireland. Although jewellery traditionally accounts for most claims, other high-value items that need insurance cover include antiques, art, rugs, … Continue reading Of engagement rings and jewellery boxes