RSA Car Insurance – Background & Review

RSA Car Insurance – Introduction

The RSA Group has been in operation since 1710.  They were founded in London but now have a global presence.  In Ireland, they operate through an exclusive number of brokers of which we are one.

They currently have over 400,000 customers in Ireland.  This review will help you decide whether RSA Insurance is the right fit for your needs.

Background: RSA Car Insurance

The RSA Group has a presence in 140 countries with  23,000 employees and 17 million customers worldwide.

Their Irish base is in the stylish RSA House in Dundrum, Co. Dublin.

Another key point to note is that like all of the companies we provide quotes for, RSA Car Insurance is regulated by the Central Bank of Ireland.

Review of RSA Car Insurance

RSA Insurance has been one of our leading insurance policy providers for a number of years.  On the whole, they are known for their simple policy solutions and great customer services.

The RSA group are well established in the market and our experiences with them as a broker have been very good.

They are able to offer competitive rates for all insurance policies, in particular young drivers insurance.  They offer great value car insurance with excellent customer service.

RSA Car Insurance comes with a number of added benefits including key care, windscreen claims and breakdown assistance.  They have been providing a great service for many years and we are delighted to have them listed on QuoteMe.ie.

Having said that, everyone’s insurance requirements are different.  You should review policy documents before purchasing insurance with RSA. Our quote comparison tool will let you know if RSA Car Insurance is the cheapest policy for your needs.

Obviously we would recommend that you strongly consider a policy with RSA should it fit your needs and budget.

Rating 5/5

How to Get a Quote from RSA Car Insurance

Our online quote comparison tool will let you know whether a RSA Car Insurance policy is the right fit for your needs.  This tool gives you a list of the most suitable policies for you.  Most importantly it gives a breakdown of the price of each insurance policy available to you.

Additionally you can give us a call on 0818 224433 or 042 9359051. Talk to one of our insurance advisors who will be delighted to help.

Get a Car Insurance Quote

 

 

Aviva Home Insurance – Background & Review

Aviva Home Insurance – Introduction

Aviva are one of the most well-known insurance brands in Ireland.  They have been the named sponsors of our national football and rugby stadium, the Aviva Stadium, since its opening in 2010.

Aviva Ireland is part of the worldwide Aviva Group that provides insurance, savings and other services to 33 million customers.  This review will give you an overall look at whether Aviva can provide the right policy for your home insurance needs.

Background: Aviva Home Insurance

Aviva Home Insurance is provided by Aviva Group Services.  The group has been operating under the brand name Aviva in it’s 16 markets around the world since 2002.

The company employs roughly 30,000 people worldwide, headquartered in London, England.  Aviva Ireland has 1,260 employees based in offices in Dublin, Cork and Galway.

Aviva Direct Ireland Ltd. is regulated by the Central Bank of Ireland.

Review of Aviva Home Insurance

As one of Ireland’s leading online insurance brokers, we have a great relationship with Aviva. Many of our customers opt for Aviva policies.

Their strong brand reputation and good customer service has made them a trusted choice for home insurance in Ireland.  They provide a comprehensive range of insurance products including cover for home, motor and travel.

Additionally, Aviva provide some features to help you protect your home.  This includes contents and mortgage insurance.  These have proved popular with our customers.

They often provide best value for our customers and their insurance needs.

Rating: 5/5

How to Get a Quote for Home Insurance from Aviva

Aviva are one of the many home insurance providers that we provide quotes for on site.  You can compare these quotes using our online comparison tool.  As has been noted, quotes do vary and it’s important to shop around for the best fit for you.

Compare Home Insurance Quotes

However, if the quote from Aviva for home insurance is within a comparatively good price point you can be confident that the company is reputable and from our experience, has a good track record dealing with customers.

Allianz Home Insurance Overview

Allianz Insurance has been operating in Ireland for many years and has built up good brand recognition in that time.

It is part of the Allianz SE Group which is one of the leading financial service providers globally.

As well as offering home insurance Allianz offers a range of insurance products and is well known for providing specialist products to the Irish Small and Medium Enterprise (SME) sector.

Many sports fans will be familiar with Allianz insurance sponsorship of the GAA National Football and Hurling Leagues.

Allianz Home Insurance Review

Allianz Insurance stacks up very well as a home insurance provider. We have a long relationship with Allianz and will recommend them as an insurer.

As with all insurance providers, the level of cover and price vary depending on your circumstance.

So, if you can get the level of cover you require at the best price from Allianz then you should strongly consider taking out a policy.

However, as always we suggest checking multiple insurers in order to find the best price.

After many years of dealing with Allianz and working with them to help our customers, we believe that Allianz Insurance is a tier one insurance provider to the Irish market.

Rating: 5/5.

Conclusion – Allianz Home Insurance

Allianz branding focuses on serving the community. They can serve your home insurance needs also. So, if you are about to renew your policy or taking one out for the first time, then Allianz may have the right policy for you.

Compare Allianz with other home insurance providers. All insurance providers we work with are regulated by the central bank of Ireland.

Get a home insurance quote below:

Home Insurance Comparison – Get a quote 

 

 

Liberty Car Insurance – Background & Review

Liberty Car Insurance – Introduction

Liberty Insurance have been offering car insurance in Ireland since 2012 and many of our customers have taken out policies with them.

The company currently have over 215,000 customers in Ireland.  We have written this review to help you when you’re looking for a Liberty car insurance quote.

Background: Liberty Car Insurance

Liberty Car Insurance is provided by Liberty Seguros which is part of the Massachusetts based Liberty Mutual Holding Company (LMHC), head of the Liberty Mutual Insurance family.

LMHC employs more than 50,000 people in 800 offices around the globe.  400 of these employees are based in their Irish offices in Dublin and Cavan.

On January 1st 2019, Liberty Insurance Ireland merged with its parent company in Spain, Liberty Seguros. As part of the Liberty Mutual Insurance family they benefit from having over 100 years’ experience in providing insurance.

Liberty Insurance is regulated by the Central Bank of Ireland.

Review of Liberty Car Insurance

We have been providing quotes for Liberty Insurance for a number of years.  Overall our customers have been happy with their Liberty Car Insurance policies.

As mentioned previously, Liberty Insurance has only been active in Ireland for less than a decade.  As a result of their strong brand reputation they were able to build up quite a large customer base in a short space of time.

Liberty Insurance is a good option for car insurance in Ireland.  They offer good coverage. They have also established a strong base in Ireland.  Their recent merger with Liberty Seguros will allow them to share expertise and resources. Consequently, this should allow them to better serve their customers.

Furthermore, Liberty Insurance has a great track record with customers. They are known as one of the most trustworthy and reliable providers in the country.

Our quote comparison tool will let you know if Liberty Car Insurance is the cheapest policy for your needs.

Rating: 5/5

How to Get a Quote for Car Insurance from Liberty Insurance

You can compare car insurance policies using our online quote comparison tool.  This will help you find the most suitable car insurance quote for your needs.   Our quote comparison tool will return the cheapest available policy for you.

Get a Car Insurance Quote

 

Switching Saturday Section of Irish Independent Features Customer Who Saved €485

A customer who saved €485 on her car insurance quote with us was recently featured in the Switching Saturday section of the Irish Independent.

The lady in question saved just over 50% on her policy by switching with us.

This is a great example of how shopping around when renewing your policy can save you significant amounts.

We constantly see cases like this when people who have been quoted high premiums by their existing insurance company get a quote with us.

It is commonplace to see similar savings.

The lesson to take is not to accept the first quote from your insurance provider. Get quotes from multiple companies.

As seen in the Irish Independent piece, we can get quotes from a number of insurance companies for you.  This can help you save on your premium.

The full article can be read here:

https://www.independent.ie/business/personal-finance/switching-saturday/super-switcher-shop-around-for-motor-insurance-37702652.html

Motor Insurance – Compare Quotes for the Cheapest Price

The central bank published a report on consumers attitude to Motor Insurance. The report is titled “Motor Insurance – Consumer Research on Attitudes and Behaviours – November 2018.”

The report contains significant insights into the Motor Insurance sector in Ireland from a customers point of view.

Motor Insurance Ireland – Shopping Around and getting the Best Price

Price is a major factor in deciding which motor insurance policy to take out.

Seventy-nine per cent said that price was the most important factor in deciding their last purchase of motor insurance.

However, fifty-eight per cent of those involved in the study did not change insurers.

It is advisable to shop around to get the best quote. Get quotes from multiple providers. In a lot of cases, there is a large swing from the lowest cost to the highest cost policies.

Therefore, you should set a reminder before your policy is due for renewal in order to make sure you avail of any possible savings by switching to another insurer.

As an insurance broker we check thirteen insurance providers for our clients and pick the best one for them at renewal time. As a result, you can save time checking prices.

motor insurance car

Customer Satisfaction for Insurers who Provide Motor Insurance

Ninety per cent of those surveyed said that they were either “satisfied” or “very satisfied” with the service they received.

Therefore, the insurance sector should take pride in this statistic.

Motor Insurance Full Report

The full report is available to download from the Irish central bank’s website.

Get a Quote Today

Kennco Insurance – Get The Best Price on Your Policy

We have worked with Kennco Insurance (Kennco Underwriting Limited) for the last number of years. Many of our customers have taken out a Kennco policy for either car, home or commercial insurance.

In some cases, Kennco offered the cheapest price for customers given their profile. The feedback from our customers has been overwhelming good. As a result, they are one of the best insurers we work with.

Background: Kennco Insurance

 

Kennco Underwriting Limited was formed in Ireland in 2008. Over the years they have impressed us with their professionalism and responsiveness.

Like Quoteme.ie, Kennco is a 100% Irish company.

They employ a staff of around 50 people who we found very knowledgeable and capable of dealing with any customer queries we have from time to time.

Kennco Insurance Review

We have experience with Kennco’s Car Insurance, Home Insurance and Commercial Insurance products. As a result, we are well positioned to observe the policy types and business practices used by Kennco.

Kennco Insurance is regulated by the Central Bank of Ireland.

We recommend a Kennco policy if it fits your particular needs and is the best price for the level of cover you required.

Operationally from a broker’s perspective, we find Kennco to be top class at fulfilling our customers’ needs.

Rating 5/5

How to Get The Best Quote From Kennco Insurance

As with getting the best price for your policy with all other insurers they key is to find out the level of cover you require.

In some cases across home, car and commercial you will find that Kennco can offer you the best price for the cover you need. Therefore, get a quote and compare it with quotes from other providers.

It only takes three minutes. You can check if Kennco can give you the cheapest price use our quote engine.

Compare Car Insurance Quotes – Quote Engine

Conclusion – Kennco Insurance

First of all, if the price is the best for the cover that you require, then we would recommend taking out your policy with Kennco.

However, in order to be sure, make sure you look at quotes from other reputable providers.

In conclusion, Kennco is an established Irish insurance brand who we have seen deliver first class service. Consider a Kennco policy for car, home or commercial insurance.

 

 

Learner/Provisional Driver Insurance – Top Tips to Get The Best Price

Learner drivers face a challenge getting insured. Many insurance companies quote extremely high prices for learner policies. In many cases, the learner driver simply cannot afford the premium.

We all know that in general there many factors which put upward pressure on Irish insurance costs. These include higher injury awards than the rest of Europe.

In this landscape, it can be difficult for a learner driver to get a policy that doesn’t take a serious toll on their bank balance.

How Can a Learner Driver Get Cheaper Car Insurance

Here are several tips that could help you save on your insurance premium if you are a learner driver.

Pick a Small Engined and Relatively New Car.

We would recommend that you pick a small engined car that is less than ten years old for your first vehicle.

Yes, we know that it is not the most sporty or glamourous option but in reality, you will save on your insurance premium when compared to a 2-litre car.

Get Multiple Quotes

As with anything, when you shop around you tend to find the best price eventually.

As a result, you should get quotes from multiple insurers. As an insurance broker Quoteme.ie does this for you and will get quotes from thirteen different insurers.

Third Party, Fire and Theft or Comprehensive

It is easy to say to just go for Third Party with Fire and Theft. However, in some cases, the difference between the two types of policy may not be that large. Therefore, consider the additional value versus the cost of going with a comprehensive policy.

Get quotes for both and make your decision when you see the prices.

Become a named driver on a fully licenced driver’s vehicle.

This is an option if you need to get more experience and have somebody willing to put you on their car policy.

All the better if this person will be your accompanied driver when you are getting additional experience away from your lessons.

They will already be able to take over driving if needed because they will be insured on their own car.

Add a driver with experience such as your accompanying driver as a named driver to your policy.

This may reduce your premium. Adding the driver that will be accompanying you as you get extra on-road experience may be a worthwhile option.

Resale value and modifications

Make sure you know the resale value of your car to avoid over-insuring. Another important point to keeping your insurance down is to avoid buying a car with unnecessary body modifications or engine tuning. These are likely to increase the amount you will pay for insurance.

Provisional Licence Holders Insurance

All in all, although the insurance premium for provisional licence holders is higher than those with a full licence, savings can still be made by following the tips above.

Public Liability Insurance – Get a Cheap Quote

Public Liability Insurance is important for most businesses. It covers the business if a member of the public is injured or has their property damaged and the business is deemed liable.

Therefore, if you are a business owner you should strongly consider Public Liability Insurance if you don’t already have it.

As you can see, most prudent business owners take out public liability insurance to cover themselves as in some cases, liability can be quite significant.

Level of Public Liability Insurance Cover Required

The level of cover needed varies according to your business requirements. Different industry sectors and/or trades may require different levels of cover.

However, generally Irish public liability policies typically start at €1.3 million.

As a result, it is a good idea to discuss your needs with a qualified broker who can advise on the best policy for you.

Who needs Public Liability Insurance

  • SMEs
  • Tradespeople – electricians, painters, roofers, carpenters, tilers etc.
  • Retail – Shops, Pharmacies etc.
  • Businesses of all sizes.

Public Liability Insurance for Retail

We can cover your shop, be it drapery/fashion or good/groceries.

We compare multiple providers to get the best quote for your business. Prices do vary,  so let us check for the lowest price across our insurance partners to find the best price for the level of cover you require.

As a result, feel free to contact us by either entering your details on our online form or simply giving us a call on –042 9359051

Tradesperson Insurance

If you’re an electrician, plumber, builder or carpenter you can get a cheap quote for your public liability cover.

You can compare multiple providers with us. As a result, significant savings can be made.

Public liability cover is important for your business and getting a cheap quote (when compared to other providers) will reduce your business outgoings.

We provide cheap quotes for public liability insurance. Therefore, get a business insurance quote today and see how much you could save.

Commercial Van Insurance – Same Trend as Celtic Tiger

In August this year, the Ulster Bank Purchasing Managers Index showed 59 straight months of an increase in construction activity and a significant surge in July. This means that more and more tradespeople are at work, and consequently, on the road. The demand for commercial van insurance has followed suit.

More Vans on the Road

Just look at the M50, M1 or M6 any day of the week and you will see many more vans on the road.

Have you recently tried to get a plumber or electrician in the last while? Most of them are booked up for two months solid.

With this surge in construction activity, we have also seen an increase in Van Insurance Quotes.

We are seeing this expansion in three areas:
1) Fleet Insurance from companies putting more vehicles on the road.
2) Tradespeople who left their trade for a number of years returning as a result of a surge in demand.
3) Tradespeople who left the country during the recession now coming back and starting up their business again.

Commercial Van Insurance – 2006 All Over Again

As O’Callaghan insurance, we were front and centre during the Celtic tiger.

The trends we see today for Van Insurance quotes are almost identical to what we experienced during the Celtic Tiger.

Van Insurance Tips

When looking to get the best cover at the best price for Van Insurance you should talk to an insurance advisor.

You should ask your broker to find a tailor-made plan just for you.

Get an insurance broker to tailor a van insurance quote for you

You can save on your monthly business outgoing with the right policy.

However, it is important that how to have the right level of cover. Getting this right is the key to making significant savings on your commercial van insurance policy while keeping the cover that you need.

We have many years of experience helping electricians, plumbers and builders get the right cover at the best price.

Although times may be picking up for the trades, managing expenses is still important.

Talk to us today to see if you can make savings on your van insurance.