Picking Up The Phone Could Get You A Better Deal On Your Home Insurance – Here’s How

Caeva O'Callaghan | August 9th, 2023

We don’t take it personally – not everyone likes picking up the phone. But when it comes to renewing your home insurance policy, taking the plunge and talking to a real live human could get you money off, valuable advice, and more.

In this article, we’ll be answering the following questions:

  • Should I buy home insurance online or over the phone?
  • What are the benefits of buying insurance over the phone?
  • Buying insurance over the phone vs online – which is best?

In the old days, there were fewer options for buying insurance. Now, with the internet, smartphone apps, and better postal systems, it’s easier to buy without talking to a person. But face-to-face can still bring rewards: here’s why.

You’ll get our Home Insurance expertise – free

Give us a call and you’ll be talking to a qualified home insurance advisor, who has been trained to handle your queries. Not only can they advise you on the best deal, they can answer most of your questions.

You may think you have two options when you want to know more about how insurance works: Google it, or pay an hourly rate for an expert consultation. But there’s a third option – pick up the phone! We won’t sell you anything you’re not happy with, and you may come away with valuable insight.

Spot the difference

Even if you can compare two or more policies online, these comparison tables are often biased, hidden behind a paywall, or don’t tell the full story.

Ring up our advisors and they can tell you about the differences in cover between the various policies and tailor all advice to your individual circumstances. Maybe you have a houseboat or your neighbour fell foul of an insurance loophole and you want to check you’ll be okay.

If it’s not obvious online or anywhere else, our experts can help you pick the right policy, every time.

Save a ton of cash

Insurance companies want your loyalty – for the simple reason that it costs them more to win new customers than keep existing ones.

So it doesn’t make sense to charge through the roof for policies that you’re going to need long-term – they’d much rather have your loyalty. Therefore, it’s in everyone’s interest to get you the best deal possible.

You can’t always do this online, and if you can, you might miss it. Over the phone, we can go through every deal we have on the books. We’ll make sure to apply all the discounts you’re qualified for.

It may even be that a special deal is about to happen in a couple of days. We could advise you to put it off until then and save money, depending on your circumstances. You’ll never know if you don’t phone.

Keep it accurate

How many times has your name been misspelled on an envelope? It’s frustrating, and often a hassle. Mistakes like that rarely happen over the phone.

A common misconception is that if you have a name that’s hard to spell, it’s more likely to be misheard over the phone. But, when you’re talking to a real person, you can spell it out and double-check to make sure. The advisor can also ask clarifying questions.

This also means we can correctly match your address. For instance, Axa will not quote if they can’t find you – so if you live somewhere where addresses are an issue this is a headache you can easily avoid.

All in all, when you ring up and talk to us in real life, you’ll be treated as a person. The conversation will flow. You may think of questions you need to ask, or get advice from our experts you wouldn’t have thought would matter. We can explain things to you more thoroughly, and give you peace of mind about your insurance.

Everybody loves a good natter – so why not call today?

Talk to us in QuoteMe.ie with any of your home insurance queries.

If you have any questions regarding your home insurance please call us on 0818 224433 or 042 9359051 and talk to one of our Insurance experts. They are on hand to answer all your questions. You can also get an instant home insurance quote online. We compare the market to get you the right cover for you.  We look forward to hearing from you.

All Information in this post is accurate as of the date of publishing.