What is “Fronting” And How Does It Affect You?
Caeva O'Callaghan | December 13th, 2019
Fronting is the process of registering an experienced driver on a car insurance policy as the main driver while the less experienced driver is the named driver. However, the driver with less experience is actually the main driver of the car.
Common Cases of Fronting on Car Insurance policies
Typically, this is when a parent lists as the main driver for their child’s car.
This is actually fraudulent and ultimately will affect policies for honest people.
Many people are not aware of the consequences of fronting.
Criminals Use Fronting
However, there is a more nefarious use of fronting car insurance. Criminals often use it to get somebody else to insure themselves and then get added to the policy at a later date.
With the criminal element, there is also the risk of forged documentation.
At Quoteme.ie, we are regulated with the Central Bank of Ireland. We employ rigorous anti-fraud measures which are required.
As with all insurance fraud, the people that are affected the most are legitimate policyholders. Ultimately premiums are higher.
Conclusion – It’s is Not Worth the Risk
Yes, there may be short term savings. Your policy can be void. You will be required to pay full damages. Added to this the fact that you may be charged with insurance fraud and get a criminal conviction, the risk is simply not worth it.
If you have any questions regarding your car insurance policy contact us on 0818 224433 or 042 9359051 and our car insurance experts will answer all your queries. You can also use our instant car insurance quote engine to get quotes from across the market. We look forward to hearing from you.